Medialiability.com

Publishers liability insurance: media liability for publishers

The short answer

Every article, photo and newsletter in your archive can draw a claim for as long as it's online. Publishers liability insurance is media liability under another name, and it defends you against libel, privacy, copyright and trademark claims.

This guide explains where claims against publishers and broadcasters come from and how media liability works. Ready for a policy? Get a quote from CreatorSure. Broadcasting on radio, TV or streaming? Get a broadcaster quote from CreatorSure.

Where claims come from

  • The archive. Old stories updated, republished or recirculated.
  • Contributors. Their work runs under your name. See journalists.
  • Syndicated content coming in or going out.
  • Your headlines and edits on reader content.
  • Retractions and how you handle them.
  • Readers abroad who sue outside the US.

Freelancers who write for you carry their own risk. Point reporters to journalist insurance and email writers to newsletter coverage.

Who controls your defense

  1. Can you choose media counsel?
  2. Can the insurer push you to settle?
  3. Does the insurer have a say in retractions?

Holding subscriber data? That's a cyber exposure (which CreatorSure covers). See media vs cyber.

Questions

Is publishers liability insurance the same as media liability?

Yes. Same coverage, different name.

Does insurance for publishers cover freelancers?

Yes, once they're listed as insureds. CreatorSure and SongSure add them to your policy.

What does it cost?

It comes down to what you put out into the world, how much you earn from it, your claims history and the limits you choose. See what it costs.

Does publishers liability cover broadcasters?

Yes. Radio, TV and streaming broadcasters face the same libel, privacy and copyright claims, and media liability defends them.

Get a quote

Tell us what you make and where it goes. We'll match you with the right coverage.