Podcast insurance: media liability for podcasters
When a guest says something false about someone and you publish it, you're the publisher. Podcast insurance built on media liability defends you against defamation, copyright and privacy claims over your episodes, your back catalog and your clips.
This guide explains where claims against podcasters come from and how media liability works. Ready for a policy? Get a podcast quote from CreatorSure.
Where claims come from
- Guest statements. You answer for what you publish.
- Music beds and intros without a podcast license.
- Clips from news, TV and other shows.
- Interviews recorded or used beyond what the guest agreed to.
- Host-read ads and the claims in them.
- Network deals that require media E&O.
Music in your episodes brings its own claims. See sample and beat claims and insurance for musicians.
What to look for
- Podcasting, video versions and clips named as covered.
- Coverage for what guests and co-hosts say.
- Coverage for past episodes.
- A say in who your lawyer is.
Interview-driven show? See journalists.
Questions
Do small podcasts need insurance for podcasters?
A defamation claim doesn't depend on downloads. If you discuss real people, get covered.
My network wants proof of E&O. What do I send?
A certificate of insurance showing your media liability policy. See proof of coverage.
Am I responsible for what my guests say?
You published it, so claims over a guest's words usually come to you. Media liability defends those claims.
Do true crime podcasts carry more risk?
Yes. Naming suspects, families and victims draws more defamation and privacy claims. Tell CreatorSure about your format so your policy fits it.
Does my hosting platform protect me?
No. Spotify, Apple and your host protect themselves. A claim over an episode names you.
Ready for a policy?
CreatorSure is our creator insurance program. It sells podcast insurance and will place a policy that covers your episodes, guests and back catalog.