Prudential Financial Phone: 1-800-THE-ROCK (843-7625), ext. 5555 Representatives are available: Mon.- Fri., 8 a.m.-11 p.m. EST Sat.- Sun., 9 a.m.- 8 p.m. EST Web: www.prudential.com

Prudential Financial companies serve individual and institutional customers worldwide and include The Prudential Insurance Company of America, one of the largest life insurance companies in the U.S. These companies offer a variety of products and services, including life insurance, property and casualty insurance, mutual funds, annuities, pension and retirement related services and administration, asset management, securities brokerage, banking and trust services, real estate brokerage franchises, and relocation services.

Services Include:

A secure financial future for your loved ones begins with a foundation of life insurance. Life insurance can help carry out your hopes and dreams for the future even after you’re gone.

An important part of a sound financial plan, life insurance provides a death benefit to your beneficiaries and can replace some of the income you would have earned. This can help preserve your savings, investments, and other assets for the purposes you intended.

The right amount of life insurance protection can help your loved ones avoid having to sell their home or business or drastically alter their lifestyle to cope with financial obligations such as funeral expenses, estate settlement costs, education costs, the mortgage, or other large personal or business debts.

Auto Insurance

Your life is constantly changing. In many cases, your auto insurance needs to change with it. We've put together some information you may want to consider whether you are moving, growing your family, starting over after a divorce, or retiring.

Long Term Care Insurance

Planning your financial future is important. Protecting it is even more important. It’s now time to consider that you or someone you want to help keep safe may need long term care. It’s a possibility you can face with confidence, the same way you have faced other challenges.

Long term care may become one of the most important issues facing American families today. Prudential’s Long Term Care Insurance policies offer flexible choices for receiving your benefits. You can design the coverage and payment options that suit your needs best.

Homeowners Insurance

Whether you're buying a new home, selling a cherished one, or starting a new family there's certainly a lot to do and take care of. We put together some information about how some of these life changes can affect your homeowners insurance policy and how you can make sure that it keeps up with your changing life.

Watercraft Insurance

Owning a boat allows you to experience many unique pleasures, such as sailing down a river, fishing with family and friends, or having a picnic on a quiet lake. It can also expose you to many unique risks, which are not covered under your auto or homeowner policies.

Prudential offers a comprehensive Watercraft Insurance Policy which provides a wide array of coverages. By purchasing a Prudential Watercraft Policy and choosing from the various coverage options, you can tailor a policy to meet your individual needs.

Personal Liability

Although there's no guaranteed way to completely protect your family, money, and possessions against lawsuits, you can soften the impact a great deal. Of course, protecting your vehicle or property starts with an auto, homeowner, or watercraft policy. However, what happens if the lawsuit judgments and settlements exceed the coverage of these basic policies? Depending on the value of your assets, you may want to consider expanding your coverage with a Personal Catastrophe Excess Liability Policy (PCAT).

PCAT can provide from $1 million up to $5 million extra coverage above your auto, homeowner, and watercraft policy liability limits. (Limits may vary by state and individual risk. Coverage may not be available in every state.)

Annuities

Annuities are long-term growth vehicles that offer specific advantages for retirement purposes. An annuity is a contract between you and an insurance company which provides for future income payments in exchange for your investment now. Annuities can make excellent retirement savings products since earnings grow tax-deferred until they are withdrawn. (Withdrawals of earnings are subject to income tax and a 10% federal tax penalty may apply prior to age 59½.) And unlike other tax deferred retirement products-such as IRAs-there is no annual contribution limit. We offer a variety of annuity products - variable, fixed,immediate income, and modified guaranteed annuities - to help you meet your retirement planning needs.